Donating to charity during Ramadan
It’s been an important month for the world’s 1.6 billion Muslims, who are in the holy month of Ramadan. During the annual period, prayer and fasting become the focus for a whole month – ending around the 7th July. It’s also known as a time of very generous charitable giving, when many Muslims choose to pay their zakat – a payment made under Islamic law, for charitable purposes. Many Muslims also take part in sadaqah, which means charity and involves engaging in acts that bring joy to others: whether it’s a friendly smile, helping someone in need or charitable giving.
While zakat is an obligatory yearly charity donation, sadaqah is a completely voluntary charitable donation, where any amount can be given at any time of the year, as long as it’s something that benefits others. Part of sadaqah is the idea of sadaqah jaariyah, or ‘charity’ that has ongoing benefit.
Each year, British Muslims raise over £100m during Ramadan, and an increasing amount of those donations are made online. Islamic charities (like Muslim Aid, One Nation and Muslims in Need) and non-religious charities benefit from zakat and sadaqah donations and notice a clear spike in donations during the Ramadan period.
With another big increase in donations expected this month, Muslims in the UK are encouraged to donate online – as charities can then claim an additional 25% on donations through the government’s Gift Aid scheme. As well as one-off donations, charities are relying on regular donations, which are ideal for sadaqah donations, so the benefits of Ramadan can spread out through the year. With BT MyDonate, it’s quick and easy to set up a regular monthly donation. Find out more here. You can also add a personalized message to any donation, specifying the type of payment, whether it’s zakah, zakat – al –fitr (tax due before Ramadan end to fund Eid celebrations for the poor) or sadaqah.
To make sure your money makes a bigger difference, BT MyDonate don’t take a commission on the money you raise – and unlike most other fundraising platforms, there’s no set up fee. Using BT MyDonate means charities get as much as 5% extra on each donation. Apart from the fees charged by the card companies (a 15p flat rate fee for a debit card transaction of any size or a 1.3% credit card charge), all the money goes straight to the charity of your choice (this includes all UK charities and HMRC-registered groups – including mosques, schools, nurseries, scouts and football teams).
Ramadan Mubarak to everyone.